How to become a member of West Norwich Credit Union

To become a member of West Norwich Credit Union
you must live or work in the Norfolk postcode areas NR1-NR31

Easy to save
picture-11It is easy to save, either locally or by standing order.

Free life insurance

Members up to age 80 receive free life insurance cover for every £1 they save up to £5,000.

Affordable loans

You have access to affordable loans (up to 2% interest per month of the reducing balance which is 26.8%APR). Please click here to see our loans page, and a table showing typical loan repayment amounts.

Free loan protection

When you take out a loan with us you also get Loan Protection. If you were to die before your Credit Union loan is repaid, this  protection can help towards settling the debt, so that it isn’t passed on to your loved ones.

Shareholding

You automatically become a shareholder in WNCU, so you have a vote at the AGM and a say in how the Credit Union is run.

Profit share

Any profits are shared back to you and other members as a yearly dividend. This is based on average savings during the financial year October to September and is agreed by members at the AGM.


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Your money is safe

Saving and borrowing through West Norwich Credit Union is safe – your money is protected by the FSCS.

Community

By joining you are helping us to help you and other members.

Great Savings

Leave your loved ones a cash lump sum when you die, with Life Savings Protection* Saving with your Credit Union really does add up as it includes the additional benefit of Life Savings Protection, which can be a real financial comfort to your loved ones should you die.

As a Credit Union member, you’re not only saving for your own future, but also for that of your family. With the added benefit of Life Savings Protection, your nest egg can also provide a legacy to help your loved ones cope financially in the event of your death.

Your money is safe

Saving and borrowing through West Norwich Credit Union is safe – your money is protected and you are not forced to pay the high interest rates charged on loans by some ‘loan sharks’.

Community

By joining you are helping us to help you and other members.

Local

As a member of the West Norwich Credit Union you can enjoy all these benefits – and keep money within the local economy.

Great Savings

On a wide range of Electrical Goods from The Co-operative