How To Get An Argos Card With Bad Credit?

Is an Argos card hard to get?

It’s easy to apply for an Argos Card. The way you apply depends on whether you need a credit plan today Or whether you’re lining up credit ready for future shopping at Argos or Habitat.

What credit score is needed for a store card?

A store credit card is a credit card that works only at one retailer or one group of related retailers. Store credit cards are known for having $0 annual fees and being available to people with credit scores of 640+, which makes them great for building credit at a low cost.

Why is my Argos card being declined?

Please try to pay again using a different card if you have one. To find out why your card was refused in the first place, just contact your bank. They should be able to help.

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Who do Argos use for finance?

Argos Limited who is authorised and regulated by the Financial Conduct Authority as a credit broker, and works exclusively with Argos Card Lender, Home Retail Group Card Services, who are authorised and regulated by the Financial Conduct Authority to provide credit (716148).

Is Argos Card a credit card?

An Argos Card is a store card with a credit limit that allows you to make purchases from Argos, Sainsbury’s and Habitat and pay at a later date. Depending on what you buy, you can use an Argos Card a bit like you would a regular credit card or take out an Argos Card credit plan.

How do I know if I have been accepted for an Argos Card?

If you apply online via a Quick Check Application: we’ll tell you whether you’re likely to be accepted before you actually submit your application. This won’t affect your credit rating at all. Then, if you decide to complete the application, a successful search will be added to your credit history.

What store card is easiest to get approved for?

Here are some of the easiest department store credit cards to get:

  • Target Credit Card: For people with fair credit.
  • Walmart® Store Card: For people with fair credit.
  • Kohl’s Credit Card: For people with fair credit.
  • JCPenney Credit Card: For people with fair credit.
  • Fingerhut Credit Account: For people with bad credit.

What credit score do you need for TJ Maxx card?

The TJX Rewards Credit Card typically approves applicants with fair credit or better, which means credit scores around 620 or higher. You can apply for a new card at any TJX-branded location, including your local T.J. Maxx.

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What store credit card can I get with a 500 credit score?

The 5 Best Credit Cards for a 400-550 Credit Score

  • Citi® Secured Mastercard® Visit site.
  • Featured. Chime Credit Builder Visa.
  • Featured.
  • Applied Bank® Unsecured Classic Visa® Card.
  • Fit Mastercard® Credit Card.
  • Indigo® Mastercard® for Less than Perfect Credit.
  • Surge Mastercard® Credit Card.
  • First Digital Mastercard®

Can I pay with my Argos card online?

You can shop with an Argos Card in-store or online – like you would with any other credit card. Then, if you pay off your total balance when you get your statement, the money you’ve borrowed won’t cost you extra in interest.

What happens when your Argos card expires?

If the date has been and gone then we can’t replace it for you (sorry). That’s why we urge anyone who receives one to double-check the expiry date shown on them. Our physical Gift Cards are usually valid for 3 years, and our eGift Cards are usually valid for 2 years.

What does pending mean on Argos card?

The Argos card goes back in within 5 working days and as it is a pending payment it means that we are not taking the payment. Any payment is in a holding account.

Can I use my Argos card to withdraw cash?

Can I withdraw cash on my card? You can withdraw cash on your Argos Classic Credit Card from any cashpoint that displays the Mastercard logo.

Does Argos pay weekly or monthly?

Do argos employees get paid weekly or monthly? Every four weeks.

Can I transfer my Argos card balance to my Barclaycard?

You may be able make a balance transfer from an Argos card to a new UK credit card. You will need to provide the 16 digit card number of the store card you are transferring the balance from. Some of the most popular UK credit cards offer 0% interest on balance transfers for an introductory period of time.

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